The one number worth logging every month
Accounts, balances, and debts in one place, snapshotted monthly so you can see the direction.
Day-to-day budgeting tells you about this week. Net worth tells you about this year, and it is the only household number where the trend matters far more than the value. Logging it monthly takes a few minutes and is the whole method.
A snapshot per month
One entry per institution, once a month.
- Balances recorded per institution
- Debts recorded alongside them
- History kept, so the trend is visible
The change, not just the total
Compared against the last month you actually logged.
- Change since the previous logged month
- Skipping a month does not break the maths
Beside the day-to-day
The same app as the budget it is downstream of.
- Shares the household's budget data
Household, not personal
Both people see the same picture.
- Shared across household members
Questions
How often should I log it?
Once a month, on roughly the same day. More often adds noise and no information; less often and you lose the trend.
Does it connect to my bank?
The net-worth log is entered by you — which is deliberate for a monthly snapshot, and takes a few minutes.
What if I miss a month?
Nothing breaks. The change is computed against the last month you actually logged, not against the calendar.
Get your household on one list
Free to start — create a household and invite the people you live with.
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